According to a report by the World Economic Forum (WEF), the UK is the third most popular place for international investment.

The amount that people are saving every month has risen by 52% over the past ten years, according to the spring 2015 NS&I Savings Survey by TNS.

Do you want to reach the end of 2015 richer than when you started it? Unless you receive a significant windfall, the only way you are going to achieve this is by saving. So, what better time to start than now?

A friend of mine recently told me about a profit he made while trading penny shares in a British Oil Company. His thinking behind the purchase was “They’ve fallen substantially so they have to recover, right?” This proved to be a good decision as eventually the share prices rose and he ended up making a profit. The reality is that, although this was a shrewd investment, he was lucky to make a profit and could have quite easily had his fingers burnt...