How to Save More Money

How to Save More Money

Saving money can feel like a daunting task, especially with the rising cost of living, but with some simple strategies and a bit of discipline, it’s possible to cut back and make significant progress. 

Whether you're trying to build up an emergency fund, save for a big purchase, or simply manage your monthly expenses better, this guide will help you identify ways to save more money.

Why Your Credit Rating Is Important

Why Your Credit Rating Is Important

Your credit rating plays a crucial role in your financial life. Lenders use it to help decide if they'll give you a loan or credit, how much they’re willing to lend, and how much interest rate they’ll charge you.

If you’re looking into getting a mortgage, credit card, or loan, a good credit rating can make a significant difference in getting a good deal.

Planning For Care

Planning For Care

Care is important. It’s something everyone with family and friends are concerned about. Some may need it themselves, others may need care for their loved ones.

With a recent government report stating that 69% of people will spend an average of three years in long-term care (1), it’s a topic that, whilst it can be difficult or saddening to discuss, requires appropriate planning and preparation.

The Importance of Emergency Funds

The Importance of Emergency Funds

Debt Justice, a charity that campaigns against unjust debt, has found that about 12.8 million adults in the UK are falling behind on bills or finding repayments a heavy burden.

It's a stark reminder that the importance of a robust emergency fund cannot be overstated.

Join us as we explore financial security, and practical strategies to build and maintain your own safety net.

Unravelling Common Bank Scams and How to Stay Safe

Unravelling Common Bank Scams and How to Stay Safe

In an era becoming more and more reliant on digital transactions and online banking, the threat of falling victim to bank scams is more prevalent than ever.

The importance of safeguarding your hard-earned money cannot be understated.

Here, we'll delve into the rising threat of bank scams, dissect common scams, and equip you with practical tips on how to protect yourself.

Savings Accounts: Your Guide to Making the Right Choice

Savings Accounts: Your Guide to Making the Right Choice

Choosing the right savings account can be a challenge. We’ve seen savings accounts going up to 5.25% interest on easy access and 6% on fixed rates.

Here, we provide a short, concise guide on how to select the ideal savings account and weigh the pros and cons of savings.

How Much Money is Enough? Understanding Your Retirement Finances

How Much Money is Enough? Understanding Your Retirement Finances

Retirement is an exciting phase, filled with opportunities to pursue your passions, travel, and spend quality time with loved ones. However, to truly relish the freedom that retirement offers, it's crucial to gain a clear understanding of how much money is enough to sustain your desired lifestyle.

Retirement Planning - How to Secure Your Future

Retirement Planning - How to Secure Your Future

Retirement is a significant life event that requires careful planning to ensure a financially secure and fulfilling future. Regardless of your situation, retirement planning shares common principles and steps that are essential for setting yourself up for success.

Here, we will explore the key factors and actionable strategies worth considering when planning for retirement.

Investing Myths: Debunking Misconceptions

Investing Myths: Debunking Misconceptions

Investing is a powerful tool for building wealth and achieving financial freedom, but it's not always easy to separate fact from fiction. Unfortunately, there are many investing myths and misconceptions that can hold people back from taking advantage of the benefits of investing.

Here, we'll debunk some of the most common investing myths and provide practical advice for a better financial future…

Our Student Support Philosophy

Our CEO, Dean Thorpe, has recently joined the Unlocking Potential Hub, a project led by Workpays that supports students with their ‘What Next?’ question.

Dean has always been passionate about helping young people create and strive towards their goals both in their careers and life in general. A number of our team started their journey with us as a work experience student or intern from University. This video is Dean’s introduction for students who are asking ‘What Next?’ and may be considering joining the financial services industry.

It outlines why Dean chose to get into the industry, why he set up the business and how young people can get into this line of work.

Budgets: How to Create and Stick to them

Budgets: How to Create and Stick to them

Budgeting is something that many people overlook. Whether you want to pay off debt, save for a down payment on a house, or simply get a better handle on your finances, creating a budget is likely to be a good tool to help you. Although it seems like a simple enough task to construct a budget, if you don’t know where to start, it is easy to come unstuck. That's why in this beginner's guide, we'll walk you through the steps of creating and sticking to a budget.