Blog
Insights from the Charles James team
The Importance of Nominating Your Beneficiaries
Deciding what happens to your pension when you die might not be front of mind, but if it is sorted it could give you peace of mind.
So, why is nominating your beneficiaries and keeping them up-to-date important?
The Three Main Ways To Access Your Pension Savings
Before you decide how you'd like to access your pension savings, it's important to take some time to understand all your options.
What are your retirement options?
4 Tax Efficient Investment Allowances You Need to Know
Last month we covered the government's plans for the biggest programme of tax rises since the 1970s. With this change, it's best to be prepared if you're looking for investment opportunities.
Here are the tax-efficient investment allowances that you need to know about…
Top 5 considerations when preparing for retirement
After years of hard work, the time has finally come to begin thinking about retirement and it pays to be prepared as retirement nears.
How has Coronavirius impacted the Economy?
The coronavirus outbreak has infected tens of thousands of people across the world, with UK cases increasing to over 300 in recent days. The rapid spread of the virus has left businesses around the world counting the cost.
Six Top Tips for Pension Savers
Saving for retirement is vital, but many people often ask, how do I save comfortably? Here are 6 top tips to think about when saving your pension.
Plan To Allow First-Time Buyers To Access Pensions For House Deposit Comes Under Fire
As the Housing Secretary calls on the government to allow first-time buyers to access their pension funds to help fund a deposit on a house, the Department for Work and Pensions (DWP) argue against the proposal.
Generation X Are The Largest Pension Contributors
Those aged 43 - 54 account for the largest percentage of overall pension contributions, however they still aren’t contributing as much as they should be.
Pension Beneficiaries and Your Will
Being aware of the rules around leaving your pension to a beneficiary after you die can avoid lost money or confusion with wills.
Pensions Contributions Set To Rise
Workers’ pension contributions are set to increase in the very near future.
Pensions in 2019
It’s never a bad time to save money into a retirement fund, however there are big changes coming to pensions in 2019, which you may want to read up on…
Charles James Named in FTAdviser's Top 100 Financial Advisers 2018
Charles James Financial Planning is delighted to announce our inclusion into FTAdviser’s Top 100 Financial Advisers 2018!
Pension Savers Set To Receive Better Returns
The Financial Conduct Authority (FCA) and The Pensions Regulator (TPR) stated this week that they would attempt to drive value for money for those in pension schemes.
UK Government To Address Pension Tax Anomaly
The Treasury has confirmed that it is looking at ways to change some of the ways in which pensions tax relief is provided.
Women Saving More Money into Pensions Than Men
According to new figures, women are saving a larger percentage of their income into a pensions than men.
No-Deal Brexit: Pensions, Savings and Mortgages
Just seven months remain until the UK leaves the European Union, and with an ever increasing chance of a “No-Deal Brexit”, we take a look at what that means for you.
Pensions: The Basics
Many people, especially young people, put off contributing into a pension as they just aren’t sure how and why they should. Here are the basics of pensions to help you maximise your retirement fund.
12% of Your Salary Should Be saved Into A Pension
According to a new report, workers should be saving at least 12% of their annual wage into a pension.
Over 40s Urged To Make Up Pension Deficit
Hundreds of thousands of over 40s are at risk of being left short when it comes to their retirement savings.
Get Advice Before Withdrawing From Your Pension
Pensions freedoms have brought financial flexibility for those entering retirement age, however you must be aware of the consequences of withdrawing lump sums from your pension pot, especially if you plan on doing so before retirement age.