Accidental damage cover is important when little ones are around.
According to figures from a leading insurer, children cause £739 worth of damage in the home over the course of their childhood. 29% of damage caused by children is done to paintwork and interior décor, with 21% of damage caused to carpets and upholstery. Expensive electronic devices and gadgets are also at risk, with an average of 17% of the total damage dealt to electrical equipment.
Read Your Policy
The same study shows that a quarter of people surveyed were unsure if they were covered for accidental damage or not. When you take out an insurance policy, it is important to think about potential costs and read through carefully to check that your policy covers you. We have previously discussed the importance of carefully reading travel insurance policies; you could be stuck paying an expensive bill if you aren’t properly covered.
If you would like more information or advice on choosing the right insurance policy, please get in touch.
