
Blog
Insights from the Charles James team
Interest Rates Drop to 0.25%
It was announced this week by the Bank of England that interest rates have been cut to 0.25%.
The Millennial Wage Gap
Millennials could become the first generation to earn less on average than the generation before them.
What Do Lower Interest Rates Mean for you?
With the Bank of England expected to cut interest rates this week, we take a look at how you and your family will be affected.
The Value of the Pound Post-Brexit
After an initial fall in value after the Brexit result, the Pound has gained ground.
Making the Right Pension Decisions
If you have been paying into a pension, you will now have full access to it once you turn 55. The question is, what will you do with it?
First Time Buyers and Higher Mortgage Rates
Around 1.5 million mortgage owners could face difficulties should rates increase.
Changes for The New Tax Year
April 6th marks the start of a new tax year, and with lots of new changes taking effect there may be big consequences for your personal finances.
How to Save Money
With more emphasis being placed on saving money, we look at how easy it is to cut down on your monthly outgoings.
A Money Calendar for 2016
Planning your finances for the coming year may seem daunting, but by concentrating on one month at a time, things become much simpler.
Selling Stocks & The Global Economy
After RBS recently advised its customers to “sell everything”, we take a look at the state of the global economy.
Investment Trusts - Gifts That Aren't Just For Christmas
With Christmas fast approaching, it's time to think about giving your children a gift that will last long into their future, and investment trusts may be the perfect present.
Paying Tax and Receiving Welfare
Approximately 90% of us pay more in taxes than we receive in welfare payments throughout our lifetime.
More Bad News for Savers?
After interest rates remain frozen, savers investing in Isas have been dealt another blow...
How Much Money Do We Really Need?
New YouGov research shows that once you start earning more money and begin climbing the financial ladder, the more you need to be content.
Huge Lump Sums Withdrawn from Pensions
Since the new pension freedoms took effect in April, figures show that savers have been taking out £27m a day.
Exploring Capital Gains Tax on Inherited Properties
Working out Capital Gains Tax can be difficult, especially when the situation is complicated due to inherited properties.
Changes to Your Pension Annual Allowance
Changes to pension tax relief are coming in April next year.
Inheritance Tax Changes - How Are You Affected?
The recent changes to inheritance tax have caused confusion as to how much can be passed on tax-free in a will. We take a look at how you may be affected.
Apple Pay and Online Financial Security
Apple Pay launches in the UK today allowing those with an iPhone to pay for goods using their device. But what is Apple Pay and just how safe is your money when banking and buying online?
Do You Understand Personal Finance?
Many of us have a poor understanding of personal finance, often underestimating the cost of certain aspects of living or life events. But how can we better prepare for financial inevitabilities?